Just how to ask Quick Quid for a quick payday loan refund article that is old

Just how to ask Quick Quid for a quick payday loan refund article that is old

Great news is this QQ? Any concept exactly how much it’s planning to total up to?

Yes sorry .. QQ .. It’s 1437 plus 8% for 4 years X

Duane Castleman says

Did they feature you such a thing on the response that is final first? They did in my experience but we almost dropped down my seat laughing whenever it is read by me!!

Yes i do believe about 300 .

It has been therefore helpful We have delivered the 2nd e-mail if I am honest as I just need these defaults off my account they are ruining my chances of buying a house as I had all the loans on my credit file to PDUK and QQ hoping I get a response back anything will be a bonus.

Just received this today. The is the answer the letter that is template ? Does not add up ? Anybody had this of will give me personally some advice many thanks for the inquiry along with your persistence although we carried out our research. We have been needed to make sure that your credit history is as much as date. Our responsibility to report and improve your loan information to credit guide agencies is defined forth inside our online privacy policy. Please bear in mind, in the event the contractual repayment contract ended up being maybe maybe perhaps not honoured, this might affect your credit history adversely, including a standard being registered.

Our documents suggest loan 1666952 and loan 1772628 contractual payment dates had been maybe maybe maybe not honoured. We reached away for you many times to e to a reasonable payment arrangement; nonetheless, all tries to find the right payment arrangement went unanswered. You’re given that loan of 400.00 GBP on 02/08/2010. Your loan had been extended an overall total of 4 times. Your last expansion charge re re payment and last repayment had been never ever gotten in full. Which caused the mortgage to default and later used in a party collection agency that is third.

With the defaults were said by this being registered is accurate and can maybe maybe not eliminated.

As that is our last reaction with regards to your issues into the above referenced account, if you’re maybe not satisfied with this oute i must make sure that you know about the greatest option of the Financial Ombudsman provider. You’ve got the straight to refer your plaint to your Financial Ombudsman provider, totally free however you should do therefore within 6 months regarding the date with this page. The Ombudsman will not have our permission to consider your plaint and so will only be able to do so in very limited circumstances if you do not refer your plaint in time. For instance, in the event that Ombudsman believes that the wait ended up being being results of exemplary circumstances. We have provided you with a hyperlink into the leaflet for the information to help you if you opt to pursue this further plan of action. They may be contacted at

Sara (Financial Obligation Camel) says

While you have actually simply delivered from the plaint, i will be wondering if this would really be addressed to some other person and possagesses e for you in error? Do the loan is recognised by you figures / dates they mention?

Hi Sara, Every Person

We haven’t updated in a little while but have always been happy to say a refund was got by me of just below 3k from Wonga following the matter visited an Ombudsman (they ignored the adjudicator). The entries have been taken from my personal credit record why not try here but I’m surprised to look at rating (that we realize is essentially worthless anyhow but however) has had a complete battering. We thought having these entries eliminated would do miracles for my credit history??

Also recently had a judgement from an Ombudsman according of Quickquid. Have always been expecting over 3k straight back from their store- any a few ideas just how long they decide to try pay out? It’s been a now and not a word from them despite my repeated emails to them week. Many Thanks all. Jo

Sara (Financial Obligation Camel) says

Until you had defaults or are attempting to get a home loan, having paid back pay day loans deleted does not enhance your rating much.

Good to know the Ombudsman upholding another QQ plaint.

Hi, exactly like to state that Wonga have actually given me having a 3512 reimbursement and I also have accepted. I would personally likely have been eligible to a lot more than that but i simply desired the nightmare to finish. Not to ever times that are bad 6 months from initial plaint

I’m in the act with QQ. Nonetheless they appear to be dragging here heels a little.

I will be reviewing how many other panies caused me therefore hardship that is much despair.

Sara (Debt Camel) says

great – you may be the person that is second to obtain an offer in less than 2 months 🙂

Quickquid took over 2 months to obtain back into me making an offer we expected of 150 from reading these articles. We told them where you should go and left it using the Ombudsman whom upheld the plaint and awarded me around 1700. QQ took about 10 times to spend once I expected them to make the complete 30 trading days.

Congrats. QQ did the exact same in my experience offered me 150 so that it’s gone towards the ombudsman.

This web site is great! After reading all of the ments and success tales on here, a plaint was made by me to QQ. They took the full 2 months in order to make an offer of 150. We rejected their offer and contacted the ombudsman – within four weeks We have actually an offer of 1894.30 . ? Ombudsman said they couldn’t make sure all of the loans had been unaffordable nevertheless they could see we had bee determined by them ? Simply payment that is awaiting

Sara (Financial Obligation Camel) says

Excellent – had been this from an Adjudicator or achieved it need to head to Ombusdman degree?

Simply the adjudicator. I’dn’t supplied any bank statements or payslips like QQ had expected either, simply my page of plaint.

I obtained the standard questionnaire from QQ and p2p today simply over per week after requesting soa. Sent an image of payslip showing my wage slip can’t find bank declaration. Additionally told them i obtained template page from a debt advise web page no name mentioned as nothing at all to do with them. Have to settle-back and wait now! Also payday express contacted me wanting us to verify current email address ? Simply wonga to reply now others have actually replied roll on sept whenever it will all be sorted could keep updated when I get info and ideally provides

Nearly three weeks hence, we delivered down plaints to QQ also to Wonga. Today, we delivered another one off to Wage Day Advance – we thought the attention on that loan ended up being reasonable nevertheless when we seemed right straight back I was repaying 94 30 days for 2 years….and the initial loan had been for 300!

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