Did your loan recently move to Rushmore? Here’s what you should understand

Did your loan recently move to Rushmore? Here’s what you should understand

Rushmore Loan Management Services

Welcome to Rushmore.

Did your loan recently move to us? find out more.

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Pay on the web, by phone, car draft, instantly mail, and lots of different ways. Get the full story.

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Current clients can login to speak to us or deliver messages that are secure. Instead spending some time in the phone? You are able to achieve us by phone during our business hours.

What goes on now?

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Whenever can I get my information package from Rushmore?

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Do any regards to my loan modification whenever my loan transfers?

Generally speaking, the regards to your loan will maybe not alter as result of the transfer of servicing. Rushmore will honor the regards to your loan that have been set up together with your previous servicer, including any repayment that is existing or loan mod to that you simply consented along with your previous servicer. Contact Customer Care toll-free at 888-504-6700 Monday – Friday 8:00AM – ۶:۰۰PM CST when you have concerns.

When your loan is owned by Fannie Mae or Freddie Mac, you might achieve customer care for the loan by calling, toll-free, (888) 616-5400, Monday – Friday 8:00AM – ۶:۰۰PM CST.

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Will my loan be transported once more?

It will be possible that later on, your loan may be utilized in another servicer. That choice will be produced by the owner of the loan. In the event that servicing of the loan is moved once more, you shall get written notification.

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Exactly just How when do we make my homeloan payment to Rushmore Loan Management?

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What the results are to your automated repayment we had with my previous servicer?

To discover in case your automated payment that is monthly move to Rushmore, please check out the transfer realize that ended up being delivered by the previous servicer. The notice will suggest if for example the payment that is automatic will transmitted.

Automated Payment Not Transferring:

If for example the automated monthly obligations aren’t moving to Rushmore, once you’ve the new loan quantity, you can easily setup automatic payment online as soon as you check in.

Automated Payment Transferring:

In case your automated payment per month is used in Rushmore by the previous servicer please bear in mind your automated payment per month is not modified online. If you want to change your automated repayment, merely call us toll-free at 888-504-6700 Monday – Friday 8:00AM – ۶:۰۰PM CST and now we could make those modifications within the phone.

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We delivered my re re payment to my past servicer. Will my payment be forwarded?

Yes. Your past servicer will ahead any re payment they get to Rushmore within sixty (60) times after your loan is transmitted, and we’ll credit it to your loan. Following the sixty (60) times, this solution may no further be supplied and any payment provided for your previous servicer might be gone back to you.

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If my loan was transported from Rushmore and I also send my re re payment for you, will my payment be forwarded to my brand new servicer?

Yes. In case the loan ended up being transported from Rushmore, Rushmore will ahead any payments received within sixty (60) times following the effective date associated with the transfer to your brand-new servicer. This service may no longer be provided and any payment received by Rushmore may be returned to you after the sixty (60) days.

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My mortgage simply used in Rushmore; do i have to contact my insurance provider?

While your previous servicer will inform your insurance company associated with the transfer, its strongly suggested which you confirm your provider is correctly notified. In the case they didn’t accept notification, please pose a question to your insurance company to improve the mortgagee clause to: Rushmore Loan Management Services LLC, its successors and/or assigns ATIMA PO Box 692409 San Antonio, TX 78269-2409 Note: Please make sure that your Rushmore loan quantity is roofed on any insurance coverage documents delivered to Rushmore.

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Whenever will my year-end 1098 Mortgage Interest declaration be mailed?

Rushmore is needed to mail the yearly statement that is year-end you by January 31st of every 12 months.

Just how can a copy is obtained by me of my 1098 interest declaration?

On our web site on the “Year End Statement” tab if you lost your 1098 interest statement, or need an additional copy at a later date, you may access it. You might also phone customer service toll-free at 888-504-6700 Monday – Friday 8:00AM – ۶:۰۰PM CST.

You can find numerous property holders in the loan, however you have just reported the attention under one Social Security quantity. Why didn’t you report under both Social safety numbers?

Rushmore states interest beneath the primary mortgagor’s Social Security quantity. Rushmore will not figure out how the attention is advertised on the taxation return. You need to look for the assistance of a tax pro to ensure you may be claiming the proper quantity. Rushmore is certainly not a statutory law practice or income tax consultant, and will not offer taxation advice.

The 1098 year-end statement we received ended up being reported within my ex-spouse’s title and Social safety quantity. Can you correct it to reflect my title and Social safety quantity?

Rushmore states interest underneath the primary mortgagor’s Social Security quantity. Rushmore will not decide how the attention is advertised on your own income tax return. Any appropriate papers you have actually should reflect who’s the best to claim the attention compensated. You ought to look for some help from a tax expert to ensure you might be claiming the proper quantity. Rushmore just isn’t law practice or income tax consultant, and will not offer taxation advice.

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